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Reynold Bascos
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Stage your home to sell for more

Why home staging will benefits you if you are thinking of selling your Riverside property this 2016.

Are you listing your home this year? Better call the stagers says the National Association of Realtors (NAR).

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3 Ways to Avoid Sabotaging Your Credit Score

If you want to buy a house or move up or do some remodeling, what will it cost for the long run may depend on your credit score.

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home repairs

Question: How can I finance work needed for home improvements or home repairs?

Answer: According to the Millennial Housing Commission created by Congress, few lenders are willing to administer home repairs and home improvements loans.  Most of the lenders and mortgage companies prefer to make home equity loans or unsecured consumer loans because they are easier to manage. Home improvements loans usually require inspections and irregular draws on the loan amount as work is completed, which forces national and regional lenders to find local partners to provide oversight. -Continue reading…

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Is 15 years loan better than 30

Is 15 Years Loan Better than 30 Years Loan?

Are you buying a home in Riverside, CA? Find out if the 15 years loan is better than 30 years loan. -Continue reading…

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riverside ca home mortgage

Turned Down for a Mortgage? Read This before Reapplying

Turned down for a mortgage? You’re not alone. Many borrowers are finding it difficult to navigate lending requirements and reapply for a loan to buy a home, despite significant improvement in the housing market. -Continue reading…

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Riverside home design tips

6 Home Improvements for a Guest-Ready House

Welcoming visitors this holiday season? A few strategic improvements can help whip your home into guest-ready shape, says Sergei Kaminskiy, owner of Kaminskiy Home Remodeling. -Continue reading…

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landscape improvement

Tips to Improve Your Landscape, Boost Home Value

A home’s landscape can have a significant impact on its salability—in fact, over 60 percent of homeowners recently surveyed by Briggs & Stratton Corporation say the landscape, and the lawn in particular, influenced their decision to buy their home. Homeowners included in the survey also believe the condition of their lawn can add or detract from their home’s overall value, though many are unsure which improvements will boost that value. -Continue reading…

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Signs of a Hazardous Tree

Hazardous trees pose a danger to people and property. When storms or high winds hit, limbs, and often whole trees, fall to the ground.

“Many fatal accidents and millions of dollars in property damage can be averted if homeowners heed the warning signs of a hazardous tree,” says Tchukki Andersen, staff arborist for the Tree Care Industry Association (TCIA). “By not paying attention to your trees, you are potentially placing your property, even your life, in jeopardy.” -Continue reading…

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10 Ways to Boost Credit Worthiness

Using credit responsibly is an integral part of personal financial health. Not only is credit a key factor in securing loans for a home, vehicle or other major purchases, landlords often look at credit before approving new renters, as well.

“Improving and maintaining a positive credit history is important for people of all backgrounds, ages and life phases,” says Mike Sullivan, director of education for Take Charge America, a national nonprofit credit counseling and debt management agency. “A few credit missteps can set back your financial goals significantly, even years in some cases.” -Continue reading…

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What to know about Title Insurance

Purchasing a home is the single largest investment most will make in their lifetime. That investment is protected by title insurance—the cost of which varies across the country. To determine title insurance policy premium costs in your area, the American Land Title Association (ALTA) recommends consulting with a local title company to get detailed information.   -Continue reading…

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